Refinance

Refinancing Your Mortgage

Vcare Financial Services is here to help, Let us find if refinancing is right for you

Refinancing is the process of replacing your current mortgage deal with a new one. Refinancing today has been made a lot easier than previous years.

There has never been a better time to refinance your mortgage, as time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe you would like to Purchase an Investment Property? Or to use the home equity in your home to renovate?

Even if you don’t have any specific reasons in mind, it is always worth weighing up from time-to-time whether refinancing is right for you, and around every three years is a good time to reassess your financial situation and changing needs.

There are lots of different factors to consider and options available to choose from, however, the important questions are:

• When Is The Right Time To Refinance?
• Will you be charged an exit fee and a loan service fee on your current home loan?
• How Much Can You Borrow? Are you planning to borrow more than 80 per cent? Will you need to pay Lenders Mortgage Insurance (LMI) and how much?

Don’t worry! At Vcare Financial Services, we make refinancing very simple. We are here to help you find the best mortgage rates & offers. We work fast, and we work hard for our clients.
At Vcare Financial Services, our experienced team can help you to find the right option. We’ll take the time to understand your needs, goals and financial circumstances before recommending an appropriate lender and financing options.For any further information, Please contact Vicky Shah on 0430 046 257.